Fairfield(03) 9489 6644

Campbellfield(03) 9355 0500


A key component of our Wealth Management approach includes protecting both you and your family in the event of an unforseen accident or death through insurance. We can help you make informed choices about insurance protection for your family, your business and your SMSF.

Insurance can be owned personally, by your business or by the trustee of your SMSF. Holding insurance within a SMSF can have tax advantages and trustees may be able to use insurance to provide liquidity to ensure they are able to pay out a death benefit to members when the Fund owns direct property. We can provide you advice and guidance regarding your structuring choices.

In brief, the types of insurances we provide advice on include:

  • Life & Total Permanent Disablement Insurance
    If you become permanently disabled or pass away, financial commitments will remain and may even increase. Adequate Life and TPD insurance allows you to protect your family’s lifestyle by paying off debts and investing a lump sum payout, enjoy the freedom to choose treatment and lifestyle options, and avoid the stress of meeting financial commitments in a time of need.
  • Income Protection Insurance
    Your ability to earn an income is arguably your greatest asset. How would you pay your mortgage/expenses or hope to grow future wealth without it? Income protection will supplement your wage if you are injured or taken ill and unable to work. The premiums can also be fully tax deductible.
  • Trauma InsuranceTrauma insurance pays you a lump sum when you’re diagnosed with a specified illness, so you and your family remain financially secure throughout your recovery.
  • Business Insurance
    Business expenses insurance or key person insurance may save your business if you are unable to work due to illness or injury. Ask us about funding a Buy/Sell Agreement between you and your business partners with Life/TPD insurance.